Headline: Rebate policy

Lead: This page is the official rule set for rebates, referrals, and payouts. If anything on the website is unclear, this policy prevails.

Link to full document: The complete English policy is published here: /rebate_policy_en.md (or the policy URL on the live site). A Chinese version is also available.

On-page summary (optional short box, not a substitute for the full policy):

• Clients receive 80% of commission the broker has confirmed and actually paid to us.
• Referrers receive 5%. If there is no referrer, that 5% is retained by the platform.
• Only new accounts opened through our links are eligible. Submit your account number immediately after opening. We verify accounts manually.
• Once verified, the rebate is counted from the account opening date.
• Payouts are made after monthly settlement. Internal transfer is the default (minimum USD 1). USDT (TRC20) is available on request (minimum USD 10).
• We may update this policy with at least 30 days’ notice.

Button: Read the full policy

Text link: Risk disclaimer

RebateHarbor Rebate Policy

1. Rebate split

• Clients receive 80% of the commission confirmed and actually paid by the broker.
• Referrers receive 5% of the commission generated by the clients they referred. If a client has no referrer, that 5% is retained by the platform.
• The platform retains 15% (or 20% if there is no referrer).
• Commission is calculated in USD. The source figures are Exness reward_usd and XM 代理佣金 (IB commission).

2. Account eligibility and binding

• Only new accounts opened through the exclusive links on rebateharbor.com are eligible. Existing accounts are not eligible.
• After opening an account, the client must immediately submit the broker name and trading account number in the dashboard. The status will show “Pending manual verification.”
• We aim to complete verification within 24 hours by checking the broker’s partner portal. Until verification is completed, the page warns that trades may not earn a rebate if the account is not under our partnership.
• Once the account is verified as being under our partnership, the rebate is counted from the account opening date. Commission earned before the client submitted the account number is back-paid.
• If the account is not under our partnership, the application is declined with a reason. The client should open a new account through our link. Trades on the ineligible account are not rebated and will not be back-paid.
• One trading account can be bound to only one client. A client may bind multiple trading accounts (XM and/or Exness). Each account is verified separately; rebates are aggregated under the same client.

3. Calculation period

• Settlement is by calendar month, from the 1st to the last day of the month.
• Only commission that the broker has confirmed and actually paid to the platform is included in the monthly settlement.
• Reports are imported weekly to update the estimated rebate shown in the client dashboard. Estimates are for display only and are not payable until the monthly settlement is confirmed.

4. Payout schedule

• After the monthly settlement is prepared and the broker’s commission has been received, the platform operator reviews and confirms the settlement statement. Payouts are then made. There is no fixed calendar day for payout.
• Clients do not need to submit a payout request. They only view the status in their dashboard: Pending confirmation, Confirmed, Awaiting payout, Paid, or Rolling over.
• Clients can view their monthly statement in the dashboard.

5. Payout methods

• Internal transfer (default): paid to the client’s verified XM or Exness trading account that generated the commission. Minimum payout: USD 1.
• USDT (TRC20): available only if the client requests it. Minimum payout: USD 10. Network fees are covered by the platform.

6. Below the minimum

• Amounts below the minimum roll over to the next month (status: Rolling over).
• If the minimum is not reached for 6 consecutive months, the balance is paid by internal transfer.

7. Wallet address security

• Only the client can add or change their USDT address in the dashboard. Changes take effect after 48 hours.
• The first payout to a new address starts with a small test transfer.
• Losses caused by an incorrect address entered by the client are the client’s responsibility.

8. Failed transfers

• If an internal transfer cannot be completed (for example, the trading account has been closed or frozen), the amount is returned to the client’s rebate balance. The client is notified to designate another verified account or switch to USDT. Payment is retried in the next payout cycle.

9. Referral rules

• A referral code may be entered only at registration. It cannot be changed afterwards.
• Self-referral is not allowed, including the use of another account controlled by the same person to claim referral rewards.

10. Not eligible for rebates

• Accounts that have not been verified as being under our partnership.
• Abnormal trading such as wash trading or hedging arbitrage.
• Multiple accounts opened by one person to claim referral rewards.

11. Disputes

• Questions about a statement can be raised within 30 days of payout. We respond within 5 business days.

12. Other

• Rebates are not trading profits. Trading forex and CFDs carries a high level of risk and you may lose all of your capital.
• We may update this policy with at least 30 days’ notice.