Straight answers.

If you cannot find what you need here, read the rebate policy or contact us.

Do you need my trading password?

No. We never ask for MT4 or MT5 passwords, investor passwords, or any other broker login. You only submit the broker name and your trading account number.

Do you hold my money?

No. Your deposits and trading balance stay with XM or Exness. We do not operate a trading wallet and we do not ask you to transfer trading funds to RebateHarbor.

Which accounts are eligible?

Only new accounts opened through the exclusive XM or Exness links on this website. Existing accounts are not eligible.

What if I already have an XM or Exness account?

That existing account cannot receive a rebate through RebateHarbor. If you want to take part, open a *new* account through our link, then submit the new number in your dashboard.

What if my account is not under you, and I did not know?

This can happen if the account was not opened through our link, or if another promotion link was already stored in your browser. We will mark the account as “Not under us” and explain why. You should open a new account through our link. Trades already placed on the ineligible account are not rebated and will not be paid later. That is why we ask you to submit the number immediately and wait for verification before you trade if you can.

How long does verification take?

We check the broker’s partner portal by hand and aim to finish within 24 hours. This is a target, not a promise. Until the status is “Verified,” trades may not earn a rebate if the account is not under our partnership.

When does the rebate start?

After the account is verified as being under our partnership, the rebate is counted from the account opening date. Commission earned before you submitted the number is included.

Do I need to apply each time to receive a rebate?

No. Once your account is verified and you have a payout method (internal transfer is the default), you only need to check the status in your dashboard.

How and when are rebates paid?

We import reports weekly to update estimates. Settlement is monthly. After we receive the broker’s commission and confirm the settlement statement, we pay the rebate. There is no fixed calendar date. The default method is an internal transfer to your verified trading account (minimum USD 1). If you request USDT on the TRC20 network, the minimum is USD 10, and we cover the network fee.

What if my rebate is below the minimum?

It stays in your balance with the status “Rolling over” and is carried to the next month. If it is still below the minimum after 6 consecutive months, we pay the balance by internal transfer.

Can I link more than one trading account?

Yes. You can link more than one XM or Exness account to the same RebateHarbor login. Each account is verified separately. Rebates are added together in your dashboard. One trading account can be linked to only one client.

What if the internal transfer fails?

If the trading account has been closed or frozen, or the transfer cannot be completed for another reason, we return the amount to your rebate balance and notify you. Please choose another verified account or switch to USDT. We will pay it in the next payout cycle.

How do I use USDT?

Request USDT (TRC20) in your dashboard and enter your address. Only you can add or change that address. A change takes effect after 48 hours. The first payout to a new address starts with a small test transfer. If you enter a wrong address, you are responsible for the loss.

How do referrals work?

Enter a referral code only when you register. It cannot be changed later. The referrer receives 5% of the commission you generate. This does not reduce your 80%. Self-referral is not allowed.

Why is the amount in my dashboard only an estimate?

Weekly updates use the latest broker reports and are shown as “Pending confirmation.” Only commission that the broker has confirmed and actually paid to us, and that we have included in a confirmed monthly statement, is payable.

What trading is not eligible?

Accounts that are not verified as being under our partnership are not eligible. Abnormal trading, such as wash trading or hedging arbitrage, is not eligible. Opening multiple accounts to collect referral rewards is not allowed.

How do I question a statement?

Raise the question within 30 days of payout. We respond within 5 business days. You can do this from your dashboard or by contacting us.

Do you promise I will make a profit?

No. A rebate is not trading profit. Trading forex and CFDs is high risk, and you may lose all of your capital. We do not provide trading signals or trading advice. We do not guarantee any rebate amount in advance, because it depends on the commission the broker actually pays us.